Friday, March 29, 2013




If the proposed bone marrow assured for renewal is more than the existing sum assured, then renewal of the policy would be subject to the member(s) satisfying Our underwriting requirements. The Company shall have right to refuse such profit in the sum assured. Your right to renew the policy shall drain at the end of 30 days after the outcome of the previous policy term.

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+ Exclusion for Hospitalisation Benefit

We shall not be liable to make any payment if hospitalisation or medical expenses or claims are attributable to or found on or arise out of or are directly or indirectly connected to any of the sideline: i) Hospitalisation and hospital services not recommended and approved by a doctor; ii) Expenses which are not actual and medically necessary; iii) handling for free weight reduction or weight improvement; iv) Eye tests, refractive errors of the eyes and the provision of appliances,including spectacles, lenses, audience aids and wheelchairs; v) Any dental care or military operation of cosmetic nature, extraction of impacted tooth/teeth, orthodontics or orthognathic surgery, or temporomandibular joint dis vagabond except as necessitated by an unintended injury; vi) Diagnostic tests for infertility, treatment for infertility or impotency, wake change or any treatment related to it, abortion, sterilisation and contraception including any complications relating thereto. vii) Treatment arising from pregnancy, which shall include childbirth or miscarriage (except as a result of an accident), excepting Ectopic pregnancy. viii) Treatment for congenital conditions, including physical defects present from birth; ix) Charges for seeing a general practitioner, routine health checks, precautionary services, acupuncture and inoculation, referral tilt to family physician and charges for telephone, television, newspapers and other ineligible non-medical items whilst as an InPatient or undergoing surgery including but not limited to; i. Expenses on immaterial investigations / treatment ii....If you want to get a full essay, order it on our website: Orderessay

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